FOR MERCHANTS & BUSINESSES

Get paid instantly.
Move goods without the paperwork.

Accept payments, settle same-block, and run your supply chain on infrastructure built for commerce — not retrofitted from a crypto exchange.

SAME-BLOCK SETTLEMENT NO CHARGEBACKS FROM $25/MO
UNIQUE TO SHAMWARI

Built for how you actually
move money and goods.

Four ways merchants and businesses put Shamwari to work — beyond just accepting a payment.

PAYMENTS
Instant Payment Acceptance
Accept ShamwariPay currency payments directly from customers — no card network, no 2–3 day settlement wait, no chargeback risk. Funds are final the moment the block confirms.
PRIMITIVES USED
CURRENCY_PAYMENT, same-block finality
PQC-secured wallet, no card data to breach
Retail E-commerce POS
SUPPLY CHAIN
FMCG Supply Chain & Inventory
Track inventory batches as digital assets on-chain and release distributor payments automatically the moment delivery is confirmed — no manual reconciliation, no payment disputes.
PRIMITIVES USED
Totem Exchange asset issuance
Delivery-triggered automated payment
FMCG Distribution Logistics
LOYALTY
Loyalty & Rewards Programmes
Issue loyalty points as tradeable digital assets instead of a closed-loop database entry — customers can hold, transfer or redeem them anywhere your programme is accepted.
PRIMITIVES USED
Totem asset issuance
Dividend / rewards distribution
Retail Rewards CRM
PROCUREMENT
AI-Governed Procurement
Let a governed AI agent verify delivery and settle supplier invoices automatically, within spending limits you set — no manual sign-off, no bypass possible.
PRIMITIVES USED
Protocol-level AI agent account type
Human-set, protocol-enforced spending limits
Procurement Automation AI
VALUE PROPOSITION

Less lost to fees.
Less lost to reconciliation.

WITHOUT SHAMWARI
Card network fees of 2.5–3.5%, a 2–3 day settlement wait, and chargeback risk on every sale.
Distributor and payroll payments reconciled by hand against delivery notes and invoices.
Loyalty points live in a closed database that disappears the moment you switch POS providers.
VS
WITH SHAMWARI
Payments settle in the same block they're sent — funds are final in under a minute, with no chargebacks.
Distributor payments release automatically the moment delivery is confirmed on-chain.
Loyalty points are portable digital assets your customers actually own.
PRICING

Flat monthly fees.
No card-network cut.

Every tier includes post-quantum security and full sovereignty as standard — 20% off on an annual plan.

MERCHANT BASIC
$25/mo
Annual $240/yr — save $60
Up to 500 transfers & payments/mo ($50K cap)
50 exchange trades · 5 loan ops included
$0.10 overage · Standard SLA
MERCHANT STANDARD
$65/mo
Annual $624/yr — save $156
Up to 1,500 transfers & payments/mo ($150K cap)
150 exchange trades · 15 loan ops included
$0.08 overage · 24-hour SLA
MERCHANT GROWTH
$130/mo
Annual $1,248/yr — save $312
Up to 3,500 transfers & payments/mo ($350K cap)
350 exchange trades · 30 loan ops included
$0.07 overage · 12-hour SLA

Running a larger corporate entity? Business tiers scale to $900/mo with full exchange-offer publishing rights. Compare every tier →

GET STARTED

Ready to accept your first payment?

Test the full protocol on our public testnet at no cost, or talk to our team about your specific setup.

Developer Hub Talk to Us View Full Pricing

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