FOR GOVERNMENTS & CENTRAL BANKS

Sovereign currency issuance,
on your terms.

Payroll disbursement, bond tokenisation and sovereign CBDC issuance — on infrastructure your institution controls from genesis, not a foreign platform's terms of service.

SOVEREIGN BY DESIGN CBDC-READY TAX WITHHELD AT SOURCE
UNIQUE TO SHAMWARI

Monetary authority, held
by you from genesis.

Four ways ministries, central banks and municipalities put Shamwari to work — with sovereignty enforced at the protocol level, not written into a policy document.

PAYROLL & DISBURSEMENT
Payroll & Social Disbursement at Protocol Speed
Pay civil servants, pensioners and grant recipients directly to savings accounts — disbursement is final in the same block, with a complete audit trail built in, not bolted on after.
PRIMITIVES USED
CURRENCY_TRANSFER to SAVINGS accounts
Same-block finality, immutable audit trail
Payroll Social grants Disbursement
TAXATION
Tax Withheld at the Point of Transaction
Configure withholding across up to 13 programmable tax types, collected automatically at settlement — not reconciled months later from paper returns.
PRIMITIVES USED
Programmable, currency-level tax withholding
Automatic settlement-layer collection
Taxation Revenue Compliance
CAPITAL MARKETS
Municipal Bond & Treasury Token Issuance
Issue municipal bonds or treasury instruments as tokenised assets on Totem Exchange, with your Securities Regulator holding authority from genesis.
PRIMITIVES USED
Totem Exchange asset issuance
Regulator authority at genesis
Bonds Treasury Capital markets
CBDC
Sovereign Currency Issuance
Issue a quantum-safe central bank digital currency with monetary authority held by your institution from the first block — not a vendor's smart contract you don't control.
PRIMITIVES USED
CBDC-ready currency types, authority at genesis
PQC-secured from block zero
CBDC Monetary policy Sovereignty
VALUE PROPOSITION

Sovereignty you can point to.
Not just claim.

WITHOUT SHAMWARI
Payroll and social disbursement run through manual bank files and reconciliation, with settlement lagging days behind disbursement.
Tax collection depends on self-reporting and after-the-fact audits, with revenue leaking through the informal economy.
CBDC and bond infrastructure means building a platform from scratch, or handing monetary control to a foreign vendor's smart contract.
VS
WITH SHAMWARI
Payroll and grants settle in the same block they're disbursed, with a complete audit trail by default.
Tax is withheld automatically at the point of transaction, across up to 13 configurable tax types.
CBDC and bond issuance run on a sovereign jurisdiction chain your institution controls from genesis — not a platform you rent.
PRICING

Flat tiers.
Sovereign scale.

For ministries, parastatals, municipalities and central banks. Government accounts are institutional lenders only and cannot apply for loans on the network.

GOVT MUNICIPAL
$500/mo
Annual $4,800/yr — save $1,200
Up to 10,000 transfers & payments/mo ($10M cap)
1,000 exchange ops · Municipal bond tokenisation
$0.08 overage · 12-hour SLA
GOVT MINISTRY
$1,500/mo
Annual $14,400/yr — save $3,600
Up to 50,000 transfers & payments/mo ($100M cap)
5,000 exchange ops · Bond & treasury token issuance
$0.05 overage · 4-hour SLA
GOVT CENTRAL BY AGREEMENT
$8,000/mo
Annual $76,800/yr — save $19,200
Up to 5,000,000 transfers & payments/mo
Unlimited exchange & issuance ops · Sovereign CBDC issuance
Custom SLA agreement

Govt Central (CBDC) requires a signed CBDC Infrastructure Agreement. Talk to our team to scope it · Compare every tier →

GET STARTED

Ready to talk sovereignty?

Evaluate payroll, tax withholding and bond issuance on our public testnet at no cost — CBDC and sovereign-scale engagements are scoped directly with our team.

Developer Hub Talk to Our Team View Full Pricing

NOT A GOVERNMENT OR CENTRAL BANK?

Merchants & Businesses Individuals Commercial Banks FSPs & MFIs