COMMERCE LAYER · VOL IV

E-Commerce Store

The blockchain itself is the commerce backbone — it holds the escrow, enforces merchant identity, routes rewards, and processes expiry refunds automatically. No payment processor. No delivery platform. No loyalty programme operator.

5 FULFILMENT MODESKYBER-ENCRYPTEDAUTO ESCROWMULTI-ASSET REWARDS
5
Fulfilment modes: Instant / Digital / Physical / 3PL / Pickup
4
Store transaction types
3
Asset types for loyalty rewards: Coin / Currency / Totem
100%
Payloads Kyber ML-KEM encrypted
DELIVERY ARCHITECTURE

Five fulfilment modes

A single purchase entity supports five distinct fulfilment patterns — all enforced at the consensus layer with automatic escrow and deadline management.

⚡
INSTANT
Payment and delivery atomic in the same transaction. No escrow period. Used for immediate digital goods — access keys, software licences, on-chain content.
📱
DIGITAL
Payment escrowed until seller delivers a Kyber-encrypted payload. Buyer decrypts with private key — delivery automatically confirmed by successful decryption.
📦
PHYSICAL
Payment held in escrow until buyer confirms receipt — or delivery deadline expires and funds automatically refund. No dispute intermediary required.
🚚
3PL
Third-party logistics provider submits a Kyber-encrypted delivery proof. Protocol releases funds to seller upon valid proof — logistics verifiable on-chain.
🏪
PICKUP
Customer collects from merchant location. Funds released on seller's DELIVERY_CONFIRMATION. No courier required — ideal for local commerce in emerging markets.
KEY FEATURES

Commerce without intermediaries

Automatic Escrow
Funds are locked in protocol escrow at purchase. Released to merchant on delivery confirmation, or refunded to buyer if the delivery deadline expires. No escrow agent, no trust required.
Kyber-Encrypted Payloads
All purchase data — customer identity, delivery address, payment details — encrypted with the recipient's Kyber public key. Only the intended recipient can decrypt. Zero data exposure on-chain.
Multi-Asset Loyalty Rewards
Merchants configure loyalty reward amounts in any asset type — chain coin, ShamwariPay currency, or Totem digital asset. Rewards distributed automatically at purchase confirmation.
MERCHANT Account Type
MERCHANT-typed accounts are required to list products. The protocol enforces merchant identity at every transaction — no anonymous store fronts, full accountability for all listings.
WHAT THE PROTOCOL HANDLES
  • Escrow creation and release — zero trust in merchant
  • Delivery deadline enforcement — automatic refund on expiry
  • Loyalty reward calculation and distribution
  • Merchant identity verification via account type
  • Tax withholding on purchase transactions
  • Kyber encryption of all sensitive purchase data
WHAT YOU DON'T NEED
  • Payment processor (Stripe, PayPal, etc.)
  • Escrow service or trust intermediary
  • Loyalty programme platform
  • Delivery tracking integration for confirmations
  • Tax calculation software
  • Data encryption middleware
BUILD A MARKETPLACE

No payment processor. No escrow agent. Just the protocol.

List products, accept payments, and distribute loyalty rewards — all from one Commerce protocol.

Get StartedShamwariPay